Financial tools that help you make better decisions.

Curated apps, calculators, databases, and official resources for budgeting, investing, debt, taxes, business, and long-term planning.

Explore Financial Tools by Category

Updated May 2026 Pricing and availability can change.

Browse by category

Budgeting & Spending

YNAB Paid
Zero-based budgeting built for people who want deliberate control.
Monarch Money Paid
A modern dashboard for budgets, goals, cash flow, and household finances.
Rocket Money Freemium
Tracks spending, subscriptions, bills, and recurring money leaks.
PocketGuard Freemium
Shows what is safe to spend after bills, goals, and planned saving.

Net Worth & Money Dashboards

Empower Personal Dashboard Free
Aggregates accounts, tracks net worth, and gives a portfolio overview.
Kubera Paid
Tracks net worth across banks, investments, crypto, real estate, and more.
Tiller Paid
Feeds bank data into customizable Google Sheets and Excel templates.
Quicken Simplifi Paid
Personal finance dashboard for spending plans, goals, and account tracking.

Saving, Rates & Cash Decisions

DepositAccounts Free
Compares savings accounts, CDs, and bank rates.
Bankrate Savings Tools Free
Rate comparisons, savings calculators, and cash account guides.
Investor.gov Compound Interest Calculator Free
Shows how saving and compounding interact over time.
TreasuryDirect Free
Official access point for U.S. Treasury securities and savings bonds.

Credit & Debt

AnnualCreditReport.com Free
Official U.S. access point for credit reports from the major bureaus.
Credit Karma Free
Credit monitoring, score context, and product comparison tools.
NerdWallet Debt Payoff Calculator Free
Compares payoff timelines and interest costs.
Undebt.it Freemium
Debt payoff planner for snowball, avalanche, and custom repayment strategies.

Investing Research

TradingView Freemium
Interactive charts, watchlists, indicators, and market screening.
Morningstar Freemium
Research on funds, stocks, portfolios, and long-term investing.
Koyfin Freemium
Macro, equity, and market dashboards for deeper analysis.
Finviz Freemium
Fast stock screening, heatmaps, market snapshots, and filters.

Portfolio Analysis & Fund Comparison

Portfolio Visualizer Freemium
Backtests portfolios, allocation ideas, and factor exposures.
ETF.com Free
ETF screening, comparison, and fund research.
justETF Freemium
ETF research and portfolio tools, especially useful for Europe.
FINRA Fund Analyzer Free
Compares mutual fund and ETF costs over time.

Retirement & Long-Term Planning

NerdWallet Retirement Calculator Free
Quick estimate of retirement savings needs and gaps.
Bankrate Retirement Calculator Free
Models savings, returns, age, and future retirement value.
Vanguard Retirement Income Calculator Free
Estimates retirement income needs and savings progress.
FIRECalc Free
Stress-tests withdrawal plans against historical market periods.

Taxes & Paychecks

IRS Tax Withholding Estimator Free
Helps U.S. workers estimate paycheck withholding.
IRS Free File Free
Official free-file options for eligible U.S. taxpayers.
FreeTaxUSA Freemium
Low-cost online U.S. tax preparation.
TurboTax Freemium
Guided tax filing software with broader support options.

Business & Freelance Finance

QuickBooks Paid
Bookkeeping, invoicing, reporting, and small-business finance.
Wave Freemium
Invoicing and accounting tools for freelancers and small businesses.
Stripe Usage-based
Payments infrastructure for online businesses.
Xero Paid
Cloud accounting platform for growing businesses.

Real Estate & Mortgage

Zillow Free
Property search, home values, and local market snapshots.
Redfin Free
Listings, local data, and home affordability context.
Bankrate Mortgage Calculator Free
Estimates payments, taxes, insurance, and total monthly cost.
DealCheck Freemium
Analyzes rentals, flips, and investment property scenarios.

Student Finance & Education Costs

StudentAid.gov Loan Simulator Free
Models U.S. federal student loan repayment paths.
College Scorecard Free
Compares U.S. colleges by cost, debt, graduation, and outcomes.
BigFuture Scholarships Free
Scholarship search and college cost planning.
Scholarships.com Free
Scholarship and grant search database.

Official Economic & Market Data

FRED Free
Macroeconomic time series from the Federal Reserve Bank of St. Louis.
World Bank Data Free
Global development, income, trade, and demographic indicators.
IMF Data Free
International macroeconomic and financial datasets.
SEC EDGAR Free
Official filings database for U.S. public companies.