Level 3 - Credit & Debt

Credit scores and reports, card rules and APR, loans and mortgages, payoff strategies, refinancing and consolidation, avoiding traps, and rebuilding after collections.

Beginner 10 lessons Examples & checklists
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1

Section 1

Complete all lessons in this section to master key concepts.

Lesson 21 Credit Scores Explained • Lesson 22 Credit Reports: How to Read Them • Lesson 23 Credit Cards: Rules and Best Practices • Lesson 24 Interest, APR, and Fees • Lesson 25 Loans 101: Personal, Auto, Student •
2

Section 2

Complete all lessons in this section to master key concepts.

Lesson 26 Mortgage Basics • Lesson 27 Debt Snowball vs. Avalanche • Lesson 28 Refixing, Refinancing, Consolidation • Lesson 29 Debt Traps and Scams: Prevention • Lesson 30 Collections and Credit Rebuild •
Why it matters: Complete all lessons in this level to build a solid foundation for the next stage of your learning journey.

Ready? Start with Lesson 1 or continue where you left off.

Start Lesson 21